If universal and automated REPAYE could be the goal, then there are numerous practical actions to simply take

If universal and automated REPAYE could be the goal, then there are numerous practical actions to simply take

Eliminate loan “rehabilitation”, the long and onerous procedure that defaulted borrowers must presently undertake prior to engaging in REPAYE. Just place them in REPAYE straight away.

Enable the IRS to offer earnings information straight to your Department of Education for purposes of implementing REPAYE. […]